Karim has over 20 years of experience in developing and building businesses. Karim has operated as CEO or managing director of a number of software businesses and has led them to successful exits realising significant gains for existing investors and shareholders. Prior to leading Balmoral Financial, Karim was Chief Executive at Helveta, a specialist traceability technology company, was Managing Director of OpenBet and Chief Executive Officer of Financial Objects PLC, an AIM listed financial services software company. Karim is a fluent Spanish, French and Portuguese speaker.